Keith's post | Quora

Why I'm Still Riding the $QQQ Wave: My Honest Take 🚀 If you’ve ever scrolled through #investing Twitter or finance TikTok, you’ve DEFINITELY seen people hyping up $QQQ—aka the Invesco QQQ Trust tracking the NASDAQ-100. But let’s get real for a sec... is it just hype, or is there something special about this ETF? 🤔 Buckle up, because I’m about to spill the tea on my own $QQQ journey and why I still believe it’s a gamechanger! First Encounter: “Tech’s Favorite Child” 💻🌟 I first stumbled upon QQQ back in 2020—peak quarantine, endless Zoom calls, and suddenly everyone and their grandma was obsessed with stocks. My friend (shout out to Mike!) wouldn’t stop talking about Apple, Microsoft, and all the “tech darlings.” I actually felt a major FOMO. That’s when I learned QQQ literally gives you a front row seat to the biggest growth heroes—Apple, Amazon, Google, Nvidia, META, you name it. It’s like a tech fan’s all-star team. And honestly, for someone who hates checking 10+ different stocks all the time, bundling them in one ETF felt like the *perfect* hack. The Numbers Don’t Lie 📈 So I did what any anxious, cautious-investor-wannabe would do: I stalked its performance. And, y'all, the results? Mind-blowing. QQQ has crushed it long-term—like, even if you bought in years ago and just ignored all the market drama, you’d STILL be up big-time. 10-year annualized return? Over 17%! 😳 Even after wild years (hello, tech crashes), QQQ always seems to bounce back stronger. Diversification with just one click: you’re covering hardware, software, semis, AND some spicy newcomers (think Netflix or Tesla). These numbers seriously made me rethink FOMO. Maybe this “hype train” actually had wheels. The FEELS: Why I Stayed 🚦 Here’s the emotional side nobody talks about: Peace. Of. Mind. 😂 Sure, individual stocks can be a wild rollercoaster (IYKYK if you’ve ever held TSLA during a market dip), but QQQ kinda smooths the ride. Did I freak out during the 2022 tech slump? Absolutely. But seeing how resilient QQQ has been reminded me that I’m betting on *the future*—innovation, AI, cloud, next-gen devices. 💡 I felt proud to hold an ETF that basically believed in the companies changing the world. I even started gifting QQQ shares to my nieces and nephews for their birthdays (yeah, we’re that family now). The Catch: Not All “Tech All-Stars” Are Sunshine & Rainbows 🌦️ Okay, real talk: no investment is 100% perfect. QQQ is very tech-heavy—if the sector tanks, your portfolio feels the pain. And sometimes I wonder if there’s too much crowding around the same names (like, how much Apple is too much Apple?). Plus, no juicy dividends here. Some folks (my parents 👀) prefer the AT&T or JPM chase for income. I get it! But honestly, I’m at a place where growth > dividends for my money goals. So... Should YOU Buy QQQ? My Final Thoughts 👇 I’m not your financial advisor (disclaimer!), but as a real person who’s put real skin in the game, here’s my honest two cents: If you want simple, long-term exposure to winners of tech + innovation, QQQ is hard to beat. Just remember: don’t go all-in. Add diversity elsewhere (I sneak in some value stocks, and NOONE will bully me out of holding S&P500 ETFs too 😂). If market swings make you lose sleep, maybe dial down your allocation. Mental health > FOMO! Are you Team QQQ too? Drop your thoughts, experiences or even spicy hot takes below! ⬇️ Let’s bounce ideas and learn together—because in this crazy investing world, we could all use a little support 💬✨ #QQQ #NASDAQ #InvestingJourney #TechStocks #MoneyTalks #ETFstrategy