If you’ve ever driven up Luna Road in Farmers Branch, Texas, and wondered, “Is Mercer Crossing a gated community, and can anyone get in?” you’re not alone. I spent several weekends house hunting in this area, and the confusion about access is pretty common. This article lays out exactly how Mercer Crossing is set up, whether access is restricted, and what you’ll experience if you try to visit—plus a few things I learned the hard way. I’ll also share what local realtors, residents, and even the latest HOA documents say, so you don’t have to dig through endless forums.
Mercer Crossing is a master-planned development in Farmers Branch, just north of Dallas. It’s grown rapidly since 2018 and now covers several neighborhoods, including single-family homes, townhomes, and luxury apartments. Developers like Megatel Homes and PMB Capital are big names here. The area has a kind of “upscale suburb meets urban convenience” vibe, with lakes, trails, and a growing retail scene.
But—here’s where things get tricky: “Mercer Crossing” isn’t a single, enclosed neighborhood. It’s a collection of subdivisions, each with its own identity and sometimes different rules.
Short version: Mercer Crossing as a whole is not a fully gated, access-restricted community. However, some sections within Mercer Crossing are gated and have restricted vehicle entry, while others have open streets that anyone can drive through. This means whether you hit a gate depends on which part you’re visiting.
Let me walk you through my own experience. The first time I went to visit a friend who’d just bought a place on Solterra Lane, I put “Mercer Crossing” into Google Maps and followed navigation straight off Luna Road. No gate, no guardhouse, just a regular street. I was surprised, because I’d heard it was “gated.” Turns out, the main arteries—like Wittington Place and Mercer Parkway—are public and open.
But then, when I tried to tour some new construction homes on Glen Abbey Drive, I hit a metal gate with keypad access, and needed a code from the sales agent. Realtor forums (like HAR.com) are full of questions from confused buyers running into the same thing. Some sections, like the Estates at Mercer Crossing, are fully gated and require a resident code or remote for entry.
Above: On a recent visit, I snapped this photo of the access gate at one of the private sections. You’ll see a keypad, call box, and sometimes cameras.
Mercer Crossing is governed by several Homeowners’ Associations, each overseeing their own subdivision or “village.” If you’re in a gated section, the HOA maintains the gates, issues remotes/fobs, and decides who gets visitor codes. I pulled up the latest HOA guidelines (source: Mercer Crossing HOA) and found that only some sections (like the Estates and certain townhomes) are listed as “controlled access.” Others have no mention of gates at all.
If you’re looking to buy, double-check your address against the HOA’s boundary maps or ask your realtor to confirm. One agent told me, “Even longtime residents get confused, because the signage isn’t obvious and the boundaries zig-zag.”
According to the City of Farmers Branch Planning Documents, the public streets in Mercer Crossing are maintained by the city, but private drives and gated sections are HOA-owned. The city’s zoning and subdivision regulations require that emergency vehicles have universal access to all areas, but regular visitors need permission in gated portions. This is standard for Texas planned communities (Texas Property Code, Chapter 209).
To quote directly from the Mercer Crossing HOA’s 2023 update: “Certain neighborhoods within Mercer Crossing are secured by access gates, which are managed and maintained by their respective sub-HOAs. Access is restricted to residents, registered visitors, and emergency services.”
Country/Region | Name | Legal Basis | Gating Standard | Enforcement Body |
---|---|---|---|---|
USA (Texas) | Mercer Crossing | Texas Property Code §209 | Mixed (public/private) | HOA/City |
USA (Florida) | The Villages | Florida Statutes §720 | Mostly private, gated | HOA |
UK | St. George's Hill | Covenants/Private Law | Fully gated, private roads | Residents' Association |
China | Vanke City | Community Ordinance | Fully gated, monitored | Property Management |
So if you’re moving from, say, the UK or Asia where “gated” means everything is locked down and private, you might be surprised by the hybrid approach in U.S. suburbs like Mercer Crossing.
I reached out to a local realtor, Sarah Nguyen, who’s closed multiple deals in Mercer Crossing. She told me, “A lot of buyers assume the whole area is gated, but only some blocks are. It’s really important to check the specific address.” She also mentioned that, for many buyers, the semi-public nature is a plus—it makes hosting guests or package deliveries less of a hassle.
On City-Data forums, a recent thread shows mixed feelings. User “DFWBuyer2022” wrote, “I can drive into most of Mercer Crossing without issue, but had to wait for a resident to open the gate when I tried to visit a model home in the Estates.” This really matches my own experience—sometimes you’re waved through, sometimes you’re stuck at a keypad.
Let’s say you’ve just bought a home in the gated section of Mercer Crossing (for example, the “Estates”). Here’s what happens:
Based on my own tours, HOA documentation, and feedback from residents, Mercer Crossing is a mix of gated and open-access neighborhoods. Some sections have full-time vehicle gates managed by their sub-HOA; others are open to the public via city streets. If you value security and privacy, you’ll want to focus on the fully gated areas (like the Estates or certain townhome enclaves). If you prefer easy access for friends and services, the open sections might actually be more convenient.
If you’re seriously considering a home here, pin down the exact street address and ask specifically: does this subdivision have controlled entry? Also, check the Mercer Crossing HOA site for the latest maps and rules. Don’t be shy about asking for a drive-through or a gate demo during your tour—it really does make a difference to daily life.
Final thought: gated or not, Mercer Crossing is booming, and its blend of amenities and location is drawing a lot of attention. If you’re like me and get lost in the maze of new developments, bring a friend, a GPS, and maybe a little patience—you’ll need it!